Finance calculator

Mortgage Calculator

Estimate a monthly home loan payment from home price, down payment, interest rate, loan term, taxes, insurance, and HOA.

Monthly mortgage estimate

This calculator estimates principal and interest, then adds monthly property tax, insurance, and HOA. It does not include PMI, closing costs, or lender-specific fees.

Formula: amortized loan payment plus monthly taxes, insurance, and HOA

$3,018 estimated monthly payment